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Can retirees get a credit loan of 200,000 yuan?
Yes, you can. The requirement for a credit loan of up to 200,000 yuan is very high. What is needed is that the lenders are executives, doctors and teachers of top 500 enterprises. What is needed is information: ID card, marriage certificate, household registration book, income certificate and bank account.

Application materials to be provided:

1, ID card, household registration book or valid residence certificate, residence address certificate and marital status certificate of the borrower and spouse;

2 proof of the borrower's spouse's commitment to repay the loan;

3, engaged in production and business license, engaged in licensed business, should provide the original and copy of the business license of the relevant administrative departments; The partnership enterprise or corporate enterprise shall also issue the original and photocopy of the partnership agreement or articles of association, capital verification report and capital contribution agreement;

4. Proof of loan use (such as house purchase contract, etc.). );

5, production and business activities of the tax certificate;

6. The borrower's pledge certificate, the list of collateral (pledge) and ownership certificate required to obtain the pledge and mortgage loan amount, the written document of the owner and the property agreed to be pledged or mortgaged;

7. Collateral appraisal report issued by the appraisal department recognized by the bank;

8. Other information required by the bank.