The negotiation requires the user to take the initiative to call the manual customer service of Gitzo service platform, indicating that the repayment cannot be made. They must be sincere and provide corresponding debt certificates. At the beginning of the negotiation, they may disagree and need to insist on it several times. If your statement is true, the service platform will also consider it, and if the loss caused by loans overdue's failure to recover the principal will be greater, it may agree. Although there is little hope, it is still an attempt. It is best to try it in the peak season or at the end of the year. At this time, the service platform is in urgent need of money, and it can be collected and shipped back a little. Not only Gitzo, but also the repayment platform does not recognize the user's request to negotiate only the principal. The service platform itself is for profit, and it is impossible not to make money after investment, so this negotiation is still very difficult.

How can Gitzo only repay the principal?

Gitzo loan will not lead to overdue repayment expenses, that is, contract liquidated damages, that is, penalty interest arising from overdue loans. Loans overdue for more than 20 days, when the credit is basically overdue, are the last personal credit record. What the borrower can do is to repay the loan quickly, and don't have any personal behavior of overdue repayment, and wait for five years to eliminate the record. For users who can't repay the loan for more than three months, Jiecredit will bring a lawsuit to the people's court according to the loan contract, and the people's court will take enforcement measures to freeze the borrower's personal deposits and apply for compulsory asset settlement-the loan repayment platform is damaged. Those with serious circumstances will continue to be punished by national laws. Gitzo lends money to loans that are overdue for too long, and Gitzo will let professionals collect it, which will directly affect its reputation and life. Users who do not repay Gitzo loans can no longer enjoy preferential loan policies.