The housing provident fund payment base in Hangzhou is as follows:

1. The upper limit of the payment base: based on three times the average monthly salary of urban non-private unit employees in Hangzhou in the previous year OK, the current upper limit is RMB 38,390.

2. The lower limit of the deposit base: determined based on the local monthly minimum wage standard announced by Hangzhou City. The lower limit in the urban area is 2,280 yuan, while the lower limit in Tonglu County, Chun'an County, and Jiande City is RMB 2,280. 2070 yuan.

Specific conditions for withdrawing housing provident funds in Hangzhou:

(1) Housing consumption

1. Purchase, build, renovate and overhaul self-occupied housing.

2. Repay the principal and interest of the property-owned housing loan.

3. If you have paid and deposited the housing provident fund normally for 3 consecutive months, you and your spouse have no self-owned housing and rented housing in this city (including the main urban area, Xiaoshan District, Yuhang District, and Fuyang District).

(2) Non-housing consumption

1. Retirement, retirement (retirement).

2. Completely or partially lost the ability to work, and terminated the labor relationship with the employer.

3. After terminating the labor relationship with the employer, the employee has not been re-employed for a certain period of time (the applicant has been registered in this city for more than 5 years, and the person who has not been registered in this city has not been re-employed in this city).

4. Enjoy the urban minimum living security.

5. Go abroad and settle abroad.

6. The employee dies or is declared dead.

7. The housing provident fund account has been sealed for a certain period of time (such as 6 months or more than 24 months and the account has been sealed). In this case, employees can apply to withdraw the balance in the provident fund account.

To sum up, the deposit base and deposit ratio of Hangzhou Housing Provident Fund in 2024 are clearly stipulated, and units and individuals should make deposits of provident funds in accordance with specific regulations.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 14

Newly established units shall start from the date of establishment Go to the Housing Provident Fund Management Center to register for housing provident fund payment and deposit within 30 days, and within 20 days from the date of registration, go to the business hall of the Municipal Housing Provident Fund Management Center and the county and city management departments and offices with the review documents from the Housing Provident Fund Management Center The business hall handles the procedures for setting up housing provident fund accounts for unit employees. If a unit merges, splits, cancels, dissolves or goes bankrupt, the original unit or the liquidation organization shall go to the Housing Provident Fund Management Center to handle change registration or deregistration within 30 days from the date of occurrence of the above situation, and complete the change registration or deregistration on its own. Within 20 days from the date of application, with the review documents from the Housing Provident Fund Management Center, go to the entrusted bank to handle the transfer or sealing procedures for the housing provident fund account for the employees of the unit.