If you lose your ID card and get it back, you can't get a loan. If you use someone else's ID card to get a loan, it is a loan fraud, which will constitute a crime. Bank loans must be handled by myself with an ID card, and relevant certificates such as household registration book, education certificate and income certificate are also required. It is impossible to get a loan with my ID card. Personal loan requires information 1 and identity information. First of all, to apply for a credit card, I need to bring my ID card to the local bank counter, fill out the relevant application and apply for a credit card; If it is from other countries, you need to provide a copy of the mainland pass and a residence permit for more than one year. 2. Proof of work and income. The specific company provides the position and the income certificate with the seal of the company's financial department. 3. Materials that can prove good economic strength. For example, a copy of the real estate license, a small bank deposit, a copy of the car driving license, etc.