At present, the annual interest rate of the three-year loan announced by the People's Bank of China is 4.75%. According to the benchmark interest rate, the repayment method is "equal principal and interest repayment" under the condition that the interest rate remains unchanged. The total interest is 37,458.07 yuan, and the monthly repayment amount is14,929.39 yuan. Repayment by "average capital Repayment Method", the total interest is 36,665,438 yuan +04.58 yuan, and the monthly repayment amount decreases month by month.

If you need a trial calculation, you can go to the homepage of China Merchants Bank and click "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation.