However, if you directly ask the platform, it is estimated that either the credit is general, or the family does not know, or the bank is in trouble.
In fact, you can ask the intermediary: don't exaggerate the credit information. Find an intermediary to go to the bank and ask if you can sign it separately, or let the intermediary handle all the formalities.
Bank interest is much lower than other financial institutions. If you can be a bank, don't take the platform.
If you don't know how to find an intermediary, you can go to Baidu.
For example, if I want to sign a bill in Jiaxing, then I will sign a bill for Baidu Jiaxing mortgage loan and simplify it as much as possible, so I can get a lot from Baidu.