1. Can loans be made for unemployment insurance?

Loans cannot be made for unemployment insurance.

Because the loan is based on your bank’s current flow, and your house is a mortgage loan, so your bank account’s current flow should be higher.

2. Conditions for applying for unemployment insurance

(1) Only those who are dismissed from the company can receive unemployment insurance, because only the resigned unit will issue a withdrawal voucher. After all, there are 2 unemployment insurance % is paid by the unit, and 1% is paid by individuals.

(2) Payment must be completed for 12 months. If employment is interrupted unintentionally and there is a job search requirement, the labor contract (or insurance suspension) must be terminated within 60 working days.

3. How to calculate unemployment insurance benefits

1. Calculation of unemployment insurance standards

Unemployment benefits received by unemployed persons from the 1st to the 12th month The standard of insurance benefits is determined based on the number of years that the employee has paid unemployment insurance premiums; the standard of unemployment insurance benefits received from the 13th to the 24th month is 80% of the standard received from the 1st to the 12th month.

The standard of unemployment insurance benefits should be lower than the city’s minimum wage standard for the current year and higher than the city’s minimum living standard for urban residents for the current year.