Previously, the news about campus loans has been widely discussed. After falling into the trap of campus loan, many students face the pressure and threat of collection because they are unable to repay the loan, but at present they can only cheat others' money or commit suicide. So, what are the characteristics of campus loans? How to prevent campus loans?

What are the characteristics of campus loans?

(1) the loan amount is small, the loan period is not long, mainly for the month.

② There is no collateral, no guarantee and no joint guarantor.

(3) The interest rate is high, so the interest rate is high.

How to prevent campus loans?

① Learn the knowledge of financial loans, enhance the awareness of prevention, and don't trust all kinds of low-interest loan platforms.

(2) Establish a correct concept of consumption, without vanity or comparison.

(3) learn legal knowledge, strengthen self-protection awareness, and use the law to safeguard their legitimate rights and interests.

Ask your parents and always ask for help in time. I believe there is no pie in the world.

Campus loan is aimed at students' lack of self-awareness of rights protection, failure to establish a correct concept of consumption, and inability to protect their legitimate rights and interests by law. Therefore, it is necessary to strengthen the sense of responsibility, establish correct values and consumption concepts, and choose carefully to avoid falling into the trap of campus loans.