1, financial lending is an act that users borrow money from banks, which can also be called bank loans. Financial lending institutions mainly include domestic banks, foreign banks, investment banks, savings and loan associations, credit cooperatives and other financial companies.

2. The interest rate of financial loans is implemented according to the benchmark interest rate of the central bank, and fluctuates with the adjustment of the interest rate of the central bank, with a fluctuation range of about 6%. Borrowing in a broad sense refers to the general name of borrowing funds, including loans, discounts and overdrafts.

Second, what does finance mean?

Finance refers to the issuance, circulation and withdrawal of money, the issuance and recovery of loans, the deposit and withdrawal, the exchange of foreign exchange and other economic activities.

Finance (FIN) is to realize the equivalent circulation of value and profit after re-integration of existing resources. The professional view is that the process from saving to investment can be narrowly understood as financial dynamic monetary economics. )

Finance is the behavior that people make decisions on the optimal allocation of resources in an uncertain environment.