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Can I borrow money online with someone else's ID card?
You can't. An identity card is a legal document of citizenship. Fraud is valid after ratification by the parties concerned, otherwise it is invalid, and the legal consequences shall be borne by the fraudster. No matter what kind of loan product, ID card is a necessary condition, but if it is difficult to get a loan with this certificate alone, you need to provide personal income certificate, personal credit report and other materials. These materials meet the loan application conditions of the loan company before you can get a loan, otherwise, you will be refused a loan.

If others use your ID card to help others by stages, they can also bring a lawsuit to the court according to the Civil Code of People's Republic of China (PRC) (implemented from 202 1, 1). At the same time, personal identity cards and bank cards are very private items, so you can't borrow them at will to avoid similar situations.

1. If someone can't repay the loan with your ID card, you won't go to jail.

2. Others borrow money with your ID card. Although it is your name, the loan has nothing to do with you as long as you are not present to sign it.

3. According to Article 490 of the General Principles of the Civil Law (202 1 1 comes into force), if the parties conclude a contract in the form of a contract, the contract is established when both parties sign or seal it.

Signature must be signed by himself or himself, and notarized power of attorney should be provided for signature.

If you sign or press your fingerprint, you are the debtor. Or there is evidence that the loan funds are actually used by you in part or in whole, you should bear the obligation to repay. If the repayment is not made on time, the bank can enforce it through the court.

Legal basis: Article 17 of the Law of the People's Republic of China on Resident Identity Cards commits one of the following acts, and the public security organ shall impose a fine of more than 200 yuan but less than 1,000 yuan, or detain it for less than 10 days. Illegal income, confiscate the illegal income:

(a) using another person's identity card or using a forged identity card;

(2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.