1. Regarding the process of entrepreneurial loans for college students or how to apply for entrepreneurial loans for anti-rural migrant workers
1. Simplify the loan procedures. By simplifying loan procedures, the credit loan amount can be reasonably determined and used within a certain period of time. 3. Interest rate concessions. Provide certain preferential interest rate support for entrepreneurial loans. Depending on the risk of the loan, the statutory loan interest rate may be appropriately lower or slightly higher. In terms of corporate operations 1. Employee recruitment and training enjoy reduced fees. For enterprises independently founded by college graduates, within one year from the date of approval of their operation by the industrial and commercial department, they can search for free talents on the websites of talent intermediary service agencies affiliated to the government's personnel, labor and social security administrative departments and public employment agencies. Labor supply and demand information, free recruitment advertisements, etc.; participating in talent fairs or talent and labor exchange activities organized by talent intermediary service agencies affiliated to the government's personnel, labor and social security administrative departments and public employment agencies will provide appropriate fee reductions and exemptions; the government The talent intermediary service agency affiliated to the human resources department provides free training and evaluation services to graduates who start companies and employees who start companies at a discount. 2. Personnel file management is free of charge for 2 years. For college graduates who start their own business, the talent agency service agency affiliated to the government's personnel administration department will keep their personnel files (including handling relevant procedures such as social security, professional titles, salary files, etc.) free of charge for two years. 3. There is a separate channel for social insurance participation. College graduates who engage in self-employment can go through the social insurance participation procedures at the individual payment windows set up by social insurance agencies at all levels. In terms of tax payment 2. Provide corresponding joint guarantees for the stable income or effective assets of family members. For those with good credit and guaranteed repayment, credit loans will be appropriately extended on the basis of controllable risks. Any college graduate who engages in self-employment will be exempted from paying the tax registration certificate fee within one year from the date of approval of the business by the industrial and commercial department. If a newly established urban labor and employment service enterprise (except for industries restricted by the state) places unemployed persons (including college graduates who have registered as unemployed, the same below) in the current year exceeds 60% of the total number of employees of the enterprise, it may be approved by the competent tax authorities. Income tax exemption for 3 years.
2. Regarding the process of entrepreneurial loans for college students or how to apply for entrepreneurial loans for anti-rural migrant workers
Oh, you are a college student starting a business~~ Haha, then I really want to strongly recommend you , go to Yidao China’s College Student Entrepreneurship Loan Q&A Area/zhidao/browse.php?sortid=109 Last time I was introduced to it by a friend and found that it is quite popular. It concentrates on the experiences of college students in entrepreneurship. For the frequently asked questions, there are many experts in this field who can answer them online. Many like-minded college students are there~~ You can go there to communicate more. In addition, you can also download the current preferential policies for college students to start their own businesses and how to get loans. The knowledge and secrets are very practical. I hope that my little discovery, an old Internet bug, will be useful to you!!
3. Regarding the process of entrepreneurial loans for college students or how to apply for entrepreneurial loans for anti-rural migrant workers
1. Simplify loan procedures. By simplifying loan procedures, the credit loan amount can be reasonably determined and used within a certain period of time. 3. Interest rate concessions. Provide certain preferential interest rate support for entrepreneurial loans. Depending on the risk of the loan, the statutory loan interest rate may be appropriately lower or slightly higher. In terms of corporate operations 1. Employee recruitment and training enjoy reduced fees. Within one year from the date when the industrial and commercial department approves its operation, free supply and demand information can be published on the website of the government's personnel, labor and social security administrative department and employment agency agency's website. Talent intermediary service agencies affiliated with the labor and social security administrative department and Appropriate fee reductions and exemptions will be provided for public professional fairs or talent and labor exchange activities; talent intermediary service agencies affiliated to the government's personnel department will provide free training and evaluation services to graduates who start companies, and to employees who start companies at a discount. 2. Personnel file management is free of charge for 2 years. For college graduates who start their own business, the talent agency service agency affiliated to the government's personnel administration department will keep their personnel files (including relevant procedures) free of charge for two years. There are separate channels.
College graduates who engage in self-employment can apply for social insurance at the individual payment windows of various levels of society. 2. Family members should provide corresponding joint guarantees for their stable income or effective assets. For those with good credit and guaranteed repayment, credit loans will be appropriately extended on the basis of controllable risks. College graduates who engage in self-employment are exempted from paying the tax registration certificate fee within one year from the date they engage in self-employment. Newly established urban labor and employment service enterprises (except for industries restricted by the state), which place unemployed persons (including college graduates who have registered as unemployed, the same below) in the current year exceeding the approval of the enterprise's employment authority, can be exempted from paying income tax for 3 years.
4. Subsidy policy for returning to hometown to start a business in Yanshi District, Luoyang, Henan Province 2021?
According to Luoyang City’s specific policies to support returning hometown entrepreneurship, the reply is as follows: 1. Entrepreneurship subsidies
(1) Provide entrepreneurship training subsidies to returning migrant workers who participate in entrepreneurship training. The subsidy standard is RMB 1,500, including: RMB 200 for entrepreneurial awareness training, RMB 300 for practical entrepreneurial training, and RMB 1,000 for founding (improvement) enterprise training.
(2) If a returning migrant worker initially starts a business, obtains industrial and commercial registration and tax registration, has a fixed business location, operates stably for more than one year, creates employment for more than three local people, and signs a labor contract of more than one year, A one-time start-up subsidy of 5,000 yuan will be given to entrepreneurs.
(3) For property management fees, sanitation fees, rent fees, and water and electricity fees incurred by entities established by migrant workers returning to their hometowns in the entrepreneurial incubation base (entrepreneurship park), a subsidy of no more than 50 RMB per month's actual expenses will be provided within 3 years. The maximum annual subsidy is 10,000 yuan.
(4) If a business incubation base (park) for migrant workers returning to their hometowns successfully incubates migrant workers returning to their hometowns to start businesses, operates for one year and creates employment for more than 3 people, the price per household shall not exceed 10,000 yuan/year. According to the standards, subsidies will be provided to migrant workers returning to their hometowns to start up incubation bases (parks), and the subsidy period will not exceed 2 years.
2. Financial and capital support categories
(5) Migrant workers who return home to start their own businesses and meet the conditions for entrepreneurial guaranteed loans can apply for an entrepreneurial guaranteed loan of up to 150,000 yuan. Those who operate a partnership or organize a business can apply for a business guaranteed loan of up to 1.5 million yuan. Small and micro enterprises
If the number of newly recruited personnel who meet the application conditions for entrepreneurial guaranteed loans reaches 25 of the company's existing employees (15 for companies with more than 100 employees) in that year and they sign a labor contract of more than one year, You can apply for a business guaranteed loan of up to 3 million yuan. Guarantee funds in various cities and counties should give priority to guaranteeing business guaranteed loans for eligible migrant workers who have returned to their hometowns to start their own businesses, and provide convenience for migrant workers who have returned to their hometowns to start their own businesses through measures such as lowering the counter-guarantee threshold or canceling counter-guarantees.
(6) Support returning migrant workers to establish new agricultural business entities such as large professional households, family farms, farmers' cooperatives, leading agricultural industrialization enterprises, rural professional technical associations and social service organizations, and provide support for new agricultural business entities that meet the requirements If the agricultural subsidy policy supports conditions, they will enjoy the subsidy policy equally according to regulations.
3. Insurance Subsidy Category
(7) Enterprises founded by migrant workers who return to their hometowns and recruit people with employment difficulties, college graduates in the graduation year, and laborers from poor families shall be classified as: Social insurance subsidies will be given to the actual social insurance premiums paid by the above objects.
4. Tax exemptions and exemptions
(8) For enterprises established by migrant workers for the first time, various administrative fees will be exempted.
(9) From January 1, 2017 to December 31, 2019, the annual taxable income limit of small and low-profit enterprises will be increased from 300,000 yuan to 500,000 yuan. For small low-profit enterprises with an income of less than 500,000 yuan (including 500,000 yuan), their income will be included in the taxable income at a reduced rate of 50%, and they shall pay corporate income tax at a tax rate of 20%.
(10) From January 1, 2018 to December 31, 2019, those who are engaged in self-employment shall have their actual payment for that year deducted in sequence according to the limit of 8,000 yuan per household per year within 3 years. Value-added tax, urban maintenance and construction tax, education surcharge, local education surcharge and personal income tax.
The limit standard can be raised by up to 20; processing enterprises among commercial and trade enterprises, service enterprises, labor and employment service enterprises, and small business entities with processing nature in street communities shall deduct value-added tax and VAT according to the actual number of employees within three years. Urban maintenance and construction tax, education surcharge, local education surcharge and corporate income tax concessions. The quota standard is 4,000 yuan per person per year, which can be raised by up to 30 yuan. If you have not enjoyed it for three years on December 31, 2019, you can continue to enjoy it until the expiration of the three years.
(11) From 2018 to 2020, small-scale VAT taxpayers with monthly sales of no more than 30,000 yuan (quarterly tax of 90,000 yuan) will be exempt from VAT.
V. Site Support Category
(12) Encourage various parks such as industrial clusters, business central areas and characteristic commercial areas to actively absorb migrant workers who meet the requirements of the industrial park development plan Returning hometown entrepreneurial projects will enjoy various preferential policies related to industrial development in the park equally.
(13) For those who rehabilitate idle rural homesteads and village construction land into cultivated land through the implementation of linking the increase and decrease of urban and rural construction land, the vacated construction land quota will be given priority for the processing of agricultural and sideline products Project construction; for the implementation of agricultural and sideline product processing projects using unused land such as barren hills, deserted beaches, and ditches that comply with the plan, the land use quota shall be guaranteed.
(14) Guide and encourage returning migrant workers to start businesses by using idle land, factories, and demolished primary and secondary school buildings in rural areas. Migrant workers return to their hometowns to establish small-scale processing projects that meet environmental protection, safety, and fire protection conditions, and are allowed to build production houses within the scope of their homesteads. Encourage returning migrant workers to rent standard factories in industrial parks to develop secondary and tertiary industries or lease rural collective land to develop characteristic planting and breeding industries; encourage returning migrant workers to revitalize and utilize rural collective construction land to develop tourism, Service industry or processing industry. For those who obtain collective land management rights through leasing and other transfer methods to develop the planting and breeding industry without changing the nature and use of agricultural land, relevant fees will be waived in accordance with relevant agricultural land policies.
6. Reward and Subsidy Policies
(15) Support the construction of demonstration counties for migrant workers to start their own businesses. For those identified as provincial-level demonstration counties for migrant workers to return to their hometowns to start their own businesses, the provincial finance will give them a once The sexual bonus is 2 million yuan.
(16) Support the construction of demonstration parks for migrant workers returning to their hometowns to start businesses, and provide provincial-level evaluations for migrant workers as key targets, with complete incubation functions, sound management systems, in place incubation services, and outstanding incubation effects. For migrant workers returning to their hometowns to start a business demonstration park, the provincial finance will provide a one-time award of 500,000 yuan.
(17) Select a group of provincial-level demonstration projects for returning migrant workers to start their own businesses every year, and give a one-time reward of 20,000 to 150,000 yuan to a group of people based on their project prospects, employment promotion, etc. For entrepreneurial support projects, each project will be provided with a subsidy of 20,000 yuan to 150,000 yuan.