2. Yixin Finance is a brand of Yixin Group, which mainly provides financing services for users to buy new and used cars through self-operation and loan assistance.
3. Yixin Group is a professional Internet auto finance trading platform in China. It was formally established in August 20 14, and listed on the 02858.HK Stock Exchange on 20116. Heavyweight strategic investors such as Tencent, JD.COM, Baidu and Easy Car are the main investors of Yixin Group.
1. The business scope of Shenzhen Xinyirong Financial Services Co., Ltd. is: general business items are: financial information consultation (if approval is required according to laws, administrative regulations and the State Council decisions, it can only be operated after obtaining relevant approval documents according to law); Invest in the establishment of industries (specific projects shall be declared separately); Investment consulting, economic information consulting, business information consulting, enterprise management consulting (excluding talent intermediary services, securities and restricted projects); Engaged in non-financing guarantee business (projects that require pre-approval according to laws, administrative regulations and the State Council decisions can only be operated after obtaining relevant approval); Real estate information consultation, real estate brokerage; Design and construction of architectural decoration engineering; Entrusted by financial institutions, providing telephone notification services to overdue credit users and credit card overdraft users; Domestic trade (except for items that need to be approved before registration according to laws, administrative regulations and the State Council decisions). (If an enterprise's operation involves pre-administrative license, it must obtain pre-administrative license documents before it can operate). The permitted business items are: within the scope of this province, the registered capital of the current enterprise belongs to the general.
Second, loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and repayment conditions. A simple and popular understanding is to borrow money with interest.
Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.