1. What should I do if I have no money to buy a house?
If you have no money to buy a house, you can raise funds through the following channels: 1. Ask relatives and friends for help and see if there is any extra money to borrow from yourself; 2. Use credit loans, which require higher interest rates than credit cards; 3. See if any developers are implementing the down payment in stages. Some developers will implement some preferential activities in order to attract customers.
Second, do your own economic conditions allow you to buy a house?
1. The most important thing for a loan is personal credit information. If there is no problem with personal credit information and the down payment for buying a house is clear, you need to have a thorough understanding of the funds you can come up with, so that you can better plan your own movable funds, and the pressure will not be too great when you pay back the monthly payment later.
2. Buyers must have a relatively stable job, and the job must be higher than the monthly payment, so that the expenses in daily life will not be too tight and the pressure will not be too great. Of course, it would be better if the family had other sources of income.
3. When we buy a house, we still need to clarify a problem, that is, the problem of "raising" the house in the future. After buying a house, you also need to pay property fees, garbage disposal fees, parking fees, etc. Every month, this must be considered comprehensively to avoid the problem of insufficient funds in the future.
What should I do if I have no money to buy a house down payment, and whether my own economic conditions allow me to buy a house? Let me introduce it here first. You got it? Whether you can buy a house is closely related to your own economic conditions. If the economic conditions are comfortable, but there is no down payment for the time being, then you can get funds through some legal channels.