This loan is harmless.

Some students who failed to repay the student loan in time found that the loan was overdue for three years when they went to work to buy a car. Not only do they have to pay the penalty interest, but the overdue information is also recorded in the central bank's credit record. Since then, car loans and mortgage loans have been restricted. Most of these students are right, because they don't know much about the policies related to student loans, which leads to the delay in repayment. Student loans kill people, and I don't know when they will be overdue. The default information is loaded into the personal credit information system, which will affect personal credit and will seriously enter the list of untrustworthy people and bear legal responsibility. Therefore, some students who fail to repay the loan on time say that the student loan is a pit and harmful.

Student loan is a welfare policy given by the state to poor students. The annual income of undergraduate students does not exceed 8,000 yuan, and the annual income of graduate students does not exceed12,000 yuan (in case of national policy adjustment, it shall be implemented according to the new national policy). For others who need loans to maintain their studies, student loans are a lamp in a dark life.

Number of victims of campus loans each year

1000 people. Number of victims of campus loans per year 1000. Campus loan refers to the behavior of students borrowing money through various lending platforms. In 20 15, the Credit Management Research Center of Renmin University of China conducted a survey of nearly 50,000 college students in 252 universities across the country, and wrote a survey report on the credit cognition of college students in China.

How to treat the exposure of the national extra-large routine loan, which has pitted more than 9 million people and arrested more than 200 people?

We are all familiar with the word loan, which can solve our economic crisis and make our life better. There are many places in life that need money. Many of us live in debt every day. Car loans and mortgage loans have become a part of life. The most obvious thing is that if we don't get a loan to buy a car or a house, we will be single, unable to marry a daughter-in-law, and our children will have nowhere to go to school.

When we are worried about having no money, there are many nouns and advertisements on the Internet, that is, loans.

What we are most familiar with is bank loans, but bank loans are very strict. The threshold of online platform loan is low, and you only need an ID card to get a loan. But one of the biggest drawbacks of online lending is the high interest rate, which makes us desperate.

Recently, an explosion news made a hot search, that is, the national extra-large routine loan was exposed, more than 9 million people were cheated, and more than 200 people were arrested. It is all caused by online loans. In the face of this matter, my opinion is that we should consume rationally. Don't spend blindly, we won't spend too much for vanity and face, and we won't choose online loans if we have no money.

There are many people around us who like to slap their faces and pretend to be fat. I like to invite people to dinner and buy luxury goods. Especially girls, are willing to borrow money to buy luxury goods. Before, I saw that many college students had no money to spend, so they borrowed money online and were threatened. There are many such things, but in fact we are too vain.

We want to be an ordinary person, not to compare with the people around us, not to show off our wealth, but to compare with ourselves in the past.

Buying a car and a house is understandable, and it is a necessity. As long as the garage mortgage is within our affordability, there is really no need to buy those luxuries. We girls, in particular, like shopping online. I was moved to see the picture put in the shopping cart. When you see the latest products and feel good, buy them. After buying it back, these goods are of little use and take up space. It's a pity to throw it away, but where to put it makes us feel satisfied. If you don't have the money to buy it, you go online and get addicted to it. When the online loan can't afford it, you can only pay for it yourself.

Take buying a car as an example. Just buy a car with hundreds of thousands. When we go to buy a car, the sales will advise us to buy a BMW Mercedes-Benz, because these cars have face when going out. Seeing sales say this, most of us will change our minds. Actually, it's not necessary A car is just a means of transportation. For ordinary people, buying a car is practical. Unlike those businessmen and entrepreneurs, cars are face, and cars are their status symbols.

There is no need to put yourself under too much pressure, especially these luxury goods, for the sake of face and luxury loans. In the end, interest will be generated, and the car will be confiscated if the loan like the car is not paid. These consequences need to be borne by ourselves.

Now there are too many online loan routines, and we have fallen into their trap.

This kind of online loan is a scam, and the advertisement was particularly attractive at first. After you get the loan, the interest will be high. There is very little money in hand. If you don't pay it back within the time limit, you will be bombarded by their phones and start threatening you. Who let us only think about spending money on vanity and loans, but we didn't think that loans would pay a price. These loans are a bit like. If you encounter a loan routine and get a loan, it is recommended to call the police to solve it. Don't try to ruin this matter until you get the loan.

We are all adults, so we should learn to make money and spend money reasonably. Control your vanity, don't watch people around you shop, we will spend. Spend rationally, don't get a credit card, don't spend in advance, and use as much money as you have. Stay away from online loans and don't listen to loan advertisements. When we take care of our wallets, we shouldn't consider taking out loans for shopping.

How many people did Zhongan Loan cheat?

It is reported that Zhongan Loan was severely punished by many resolutions of the central bank in 2020, suspected of illegal fund-raising and fraud. According to incomplete statistics, the amount of Zhong 'an loan fraud exceeds 70 million, and the number of victims exceeds 300,000.

How many people have been hurt by online loans?

I think many people have been harmed by online loans. Some people will choose to borrow money online because of some things, but they don't know that this is often really fatal.

Or every time they don't repay the loan, their ID cards may be blacklisted, but they will also encounter obstacles when completing other things;

Nowadays, people often think of loans when they encounter anything. However, loan interest often rises, and online lending is not safe, because it may cause you to lose some serious money, or it may block your future path because of online lending.

Of course, many people will choose online loans because of great difficulties in life. In my opinion, no matter what difficulties they encounter, don't think about online loans first. Even borrowing money from others is the same as borrowing online loans. The interest on borrowing money is not as high as that on online loans. Some people are just small loans, and online loans are at a loss.

For example, some people are blacklisted because they owe money on online loans, and their roads are blocked. Their psychology is also very broken. Some people are even forced by this kind of thing. Although this is forced by life and circumstances, I sincerely advise you not to borrow money easily.

Online lending is a very dangerous thing. It will drive people to desperation and make them lose their future roads and opportunities. After online lending, interest will rise. The system blacklists your ID card before people arrive. When you want to go anywhere, normal travel may be greatly hindered because your ID card is blacklisted. For example, a student admitted to a university may be questioned because the online loan encounters some colored glasses, and the university application may not pass because of the online loan.

Therefore, I hope that friends will not easily lend money, and don't let their children mess around on the Internet and stay away from online loans. Online lending is full of dangers, please keep in mind.

390,000 people were injured and 89 people were forced in the extra-large routine loan case. How terrible is the routine loan?

Routine loans are very terrible for us, because many times it is such loans that ruin our family.

It is called routine loan because this kind of loan will make our victims always pay back, which is equivalent to a bottomless pit. Even if the repayment is settled, it will keep you paying it back. Because of this, many people lost their lives. Although we have severely cracked down on such behaviors, many times, these violations will take advantage of legal gaps to make regular loans. To us, this is a blood-sucking madman.

First, how terrible is the routine loan?

Lenders of these conventional loans often sign some yin-yang contracts, telling borrowers that the interest rate is very low, which is why we fall into such a trap. Because for a person who is temporarily in trouble, he needs capital turnover, so he will choose a loan. He thinks he can repay it by borrowing it, but by the repayment date, he will find that the principal and interest rate are very high. Moreover, some loan companies will deliberately extract users' real information, which is also very excessive, including sending blackmail messages, exposing address books and pictures, which will make them feel pressure, and many people will choose to end their lives because they can't get out of such a trap.

Second, how should we avoid routine loans?

Everyone has difficulties for us, so when we choose some loan companies, we must carefully look at the contracts and treaties. The most important thing is to see if there are any hidden contract terms, because many times we fall into the trap because of the contract. Also, don't provide any personal photos to these loan companies, because formal companies don't want other information about borrowers.

Routine loans can be said to be the cancer of this society, so we must pay attention to protect ourselves and stay away from these routine loans.

This is the end of the true story about how many people were killed by loans and how many people were killed by loans. I wonder if you have found the information you need?