Shaanxi Credit Cooperatives interest-free microfinance countries pay interest by equal principal and interest repayment method, that is, the borrower repays the loan principal and interest in equal amount every month. The average capital repayment method means that the borrower repays the loan principal in equal amount every month, and the interest repayment amount decreases with the principal month by month. Or the parties can also take the form of full repayment.

Shaanxi Province, referred to as "Shaanxi" or "Qin" for short, is a provincial administrative region of People's Republic of China (PRC), with an as its capital, located in the hinterland of China, the middle reaches of the Yellow River, bordering Shaanxi and Henan in the east, Ningxia and Gansu in the west, Sichuan, Chongqing and Hubei in the south, Inner Mongolia in the north, and the east longitude 105 29' to 65438.