Legal subjectivity:

After the provident fund loan limit is increased, if the user is still in the provident fund loan application stage and has not signed a loan contract, the loan limit can be modified at this time and the loan application resubmitted. After a provident fund loan contract has been signed, if the user's provident fund loan limit is subsequently increased, the user cannot modify the loan limit. Regarding the question of whether the provident fund loan limit can be changed after it is increased, the editor of .com will answer it in detail for you below. 1. Can the provident fund loan limit be changed after the provident fund loan limit is increased? 1. After the provident fund loan limit is increased, if the user is still in the provident fund loan application stage and has not signed a loan contract, the loan limit can be modified at this time and the loan application is resubmitted. After a provident fund loan contract has been signed, if the user's provident fund loan limit is subsequently increased, the user cannot modify the loan limit and can only follow the limit agreed in the loan contract. 2. Before applying for a provident fund loan, users must determine the loan amount they need. If the current loan amount is low, they can wait until the loan amount is increased before applying for a provident fund loan. During the loan application period, the user can choose to cancel the application and then resubmit it. If the loan contract has been signed, the user will need to pay a certain amount of liquidated damages if he wants to cancel the contract. 3. The provident fund loan limit is divided into an individual loan limit and a couple's loan limit. If both husband and wife apply for a provident fund loan together, the upper limit of the loan limit is higher than that of an individual application for a provident fund loan. If you want a higher loan amount, it is recommended that the couple apply for a provident fund loan together. 2. Provident Fund Loan Process 1. Calculate the loan amount and term. Employees who apply for Provident Fund loans can consult with the developer, the loan undertaking bank or the Housing Provident Fund. 2. Submit a loan application House-purchasing employees must submit a loan application to the provident fund loan undertaking bank, provide copies of the above required information, and bring the originals for inspection. 3. Sign the contract. After the loan application is approved, go to the provident fund service hall as required to sign the loan contract, etc. 4. Handle formalities: Handle house purchase transactions and mortgage registration procedures. 5. Bank lending After completing the mortgage procedures, the loan undertaking bank will lend money to the applicant in accordance with the "Loan Contract", and the funds will be directly transferred to the developer's designated account. The above is the relevant content compiled by the editor. After the provident fund loan limit is increased, if the user is still in the provident fund loan application stage and has not signed a loan contract, he can modify the loan limit and resubmit the loan application. Before applying for a provident fund loan, users must determine the amount of loan they need. If you have any other needs, please go online for one-on-one legal consultation.