How about the car loan of CITIC Bank?
Nowadays, personal loan business is developing rapidly. The car loan of CITIC Bank is a loan business of CITIC Bank. The car loan products of CITIC Bank are mainly the car consumption loans of CITIC Bank. CITIC Bank provides low down payment and long-term car sales financial services for consumers who need to buy cars.
What are the application conditions for car loan of CITIC Bank?
1. The loan applicant must be a natural person who is at least 18 years old and has full capacity for civil conduct;
Two, with a local permanent residence, to provide a guarantee approved by the bank;
Three, with a stable occupation and income, good credit, with the ability to repay the principal and interest on schedule;
4. A car purchase contract has been signed, or the down payment has been paid to the dealer or deposited in the bank;
5. Other conditions stipulated by the bank.
The loan amount shall not exceed 50% of the net car value, and the mortgage of real estate shall not exceed 60% of the appraised house price, and the loan period shall not exceed 3 years. The loan interest rate shall be subject to the term interest rate and adjustment method stipulated by the People's Bank of China.
Reminder: It is better to apply for a loan according to your ability. If your own conditions are not commensurate with the personal loan conditions of CITIC Bank, it is better not to apply for a loan.