4.9%, personal housing consumption loans are RMB loans issued by China Industrial and Commercial Bank to borrowers for household consumption purposes such as decorating houses, purchasing housing decoration materials, durable consumer goods and so on. Has the following characteristics:

1. High loan amount: up to 1 ten thousand yuan.

2. Long loan period: the longest loan period can reach 5 years.

3. Various forms of guarantee can be adopted: mortgage, pledge, guarantee, credit, compound guarantee or partial guarantee. The specific loan interest rate needs to be consulted with the local loan department.

1. Industrial and Commercial Bank of China was established in 1984 1. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

2.2065438+In February 2007, Brand Finance released the list of the top 500 global brands in 20 17 years, and China Industrial and Commercial Bank ranked 10. On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th. 20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1. 20 18 ranked 26th in the Fortune Global 500. 20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd. 2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

3.2065438+In July 2009, it was selected into the Fortune Global 500 of 20 19, ranking 26th. 20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020. In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th. On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.

Operating environment: ICBC: v.5.4.2, mobile phone: Xiaomi 8se 10.2.3.