First, the guy owed 65,438+10,000 to help with the loan.
Xiao Wang is an ordinary office worker in a company with a monthly salary of only 5,000 yuan. Xiao Wang's friend Xiao Xu is in trouble. Because I was in a hurry to use money, I failed to find a bank loan many times, but I remembered Xiao Wang. He has a stable job and a good credit, so he should be able to borrow money smoothly. So Xiao Xu found Xiao Wang and asked him to help him borrow 654.38+10,000 yuan from the bank. He will give 654.38+10,000 yuan after the job is done.
Xiao Wang wanted to think, just to help with the loan. Xiao Xu promised to pay back the money on time and get the benefits, so he immediately agreed. Xiao Wang went to the bank and successfully loaned 654.38 million yuan to Xiao Xu. I didn't expect it to be so simple.
At first, Xiao Xu was able to repay the loan on time. Later he often said that he had no money. In order to avoid overdue, Xiao Wang had to pad the money himself. Finally, Xiao Xu completely lost contact, and Xiao Wang couldn't pay back the repayment amount. Now it is being collected every day, and the credit information has been destroyed. I'm really sorry.
Second, what should I do to help others with loans?
The bank will not disclose the users of the funds. According to legal procedures, whoever borrows money will pay back the money. Since it is a loan contract signed by Xiao Wang and the bank, Xiao Wang will bear the responsibility in the end, whether he uses the funds or lends them out. The dispute between Xiao Wang and Xiao Xu can be settled through the court.
In short, some people will choose to rent their identity for some benefits, but the risk is really high. I hope everyone is cautious.