The self-confidence card of Guangfa Bank is a debit card launched by Guangfa Bank on the basis of "self-confidence and one loan". It is a product that can provide loans, wealth management and value-added services for individual customers. CGB customers can enjoy an unsecured and unsecured credit line of up to 500,000 yuan with self-confidence cards. It can help users with capital needs to solve problems and carry out capital turnover. Guangfa Bank's self-confidence card application does not require a mortgage. Users applying for loans need to provide the following information: ID card, work certificate and income certificate. According to the different qualifications of borrowers, different loan quotas can be obtained. According to the official introduction, the maximum loan quota can be 500,000. Guangfa Bank's self-confidence card supports self-service cash withdrawal service. If the applicant wants to get the loan quickly, it is recommended to provide complete loan information when submitting. At present, the official approval time is that the user can get the money 1 day, subject to the actual payment time. Users in need can apply for loans through online banking or mobile banking to support 24-hour service.
The loan amount applied for by Guangfa Bank's self-confidence card can be used for consumption, such as buying cars, household appliances and bulk consumer goods. , can also be used as education and training expenses, travel expenses, etc. However, it should be noted that the loan funds cannot be used for production and operation, investment and wealth management, and can not be used for gambling.
Application conditions of Guangfa Confidence Card
To apply for the confidence card of Guangfa Bank, users need to meet the conditions stipulated by Guangfa Bank. Generally, as long as the applicant is a legal citizen of China aged 25-55, except Hong Kong, Macao and Taiwan; The applicant has a stable job and has worked in the current unit for half a year; If the applicant's personal credit information system is good, you can apply. Applicants do not need to provide guarantee or mortgage when applying, and can get up to 500,000 yuan in the self-confidence card. Once they apply, they can enjoy a revolving credit line of up to five years. Generally, the term of a single loan is from 6 months to 36 months, and the interest of Guangfa Bank's self-confidence card is 0.5 ‰ per day, which is the same as that of a credit card, except that the self-confidence card uses the same principal and interest to repay, and the borrower can repay on a monthly basis.