1. Employees who have paid 80- 100 yuan/month (including 100 yuan/month) into the housing accumulation fund can get a loan of 60,000 yuan.

2. Employees who deposit the housing accumulation fund 100- 150 yuan/month (including 150 yuan/month) can get a loan of 80,000 yuan.

3. Employees who deposit the housing accumulation fund 150-200 yuan/month (including 200 yuan/month) can get a loan of 90,000 yuan.

4. For employees who have paid 200-250 yuan/month (including 250 yuan/month) into the housing accumulation fund, the loan amount is 1 1 000 yuan.

5. For employees who have paid 250-300 yuan/month (including 300 yuan/month) into the housing accumulation fund, the loan amount is1.2000 yuan.

6. For employees who have paid 300-400 yuan/month (including 400 yuan/month) into the housing accumulation fund, the loan amount is1.4000 yuan.

7. For employees who have paid 400-500 yuan/month (including 500 yuan/month) into the housing accumulation fund, the loan amount is 1.6 million yuan.

8. For employees who have paid 500-600 yuan/month (including 600 yuan/month) into the housing accumulation fund, the loan amount is 6,543,800 yuan+8,000 yuan.

9. Employees who have paid 600-700 yuan/month (including 700 yuan/month) into the housing accumulation fund can get a loan of 200,000 yuan.

10. For employees who have paid 700-800 yuan/month (including 800 yuan/month) into the housing accumulation fund, the loan amount is 220,000 yuan.

1 1. Employees who have paid the housing accumulation fund of 800-900 yuan/month (including 900 yuan/month) can borrow 250,000 yuan.

12. Employees who pay 900- 1000 yuan/month (including 1000 yuan/month) of housing accumulation fund can get a loan of 280,000 yuan.

13. For employees who have paid the housing accumulation fund 1000- 1200 yuan/month (including 1200 yuan/month), the loan amount is 3 10000 yuan.

14. Employees who have paid the housing accumulation fund 1200 yuan/month or more can get a loan of 340,000 yuan.

15. Employees who have paid the housing accumulation fund 1400- 1600 yuan/month (including 1600 yuan/month) can borrow 370,000 yuan.

16. Employees who have paid the housing accumulation fund 1600 yuan/month or more can get a loan of 400,000 yuan.

Second, the conditions for applying for provident fund loans

1. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans. Employees who have not participated in the housing provident fund system cannot apply for housing provident fund loans.

2. If you participate in the housing provident fund system, you must also meet the following conditions to apply for a housing provident fund personal purchase loan: that is, you must pay the housing provident fund continuously for not less than 6 months before applying for the loan.

3. If one spouse has applied for a housing provident fund loan, neither spouse may obtain a housing provident fund loan before paying off the principal and interest of the loan.

4. When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic income and repayment ability, and there are no other outstanding debts that may affect the repayment ability of the housing provident fund loan.

5. The term of the provident fund loan shall not exceed 30 years; For portfolio loans, the loan conditions of provident fund loans and commercial housing loans must be the same.

Extended data:

Provident fund loan application process

I. Submission of information

When the borrower applies for a provident fund loan in the management department of the provident fund management center where the provident fund is deposited, and chooses the guarantee center to provide the guarantee, it shall submit all the materials required for the individual to apply for the loan, including ID card, household registration book, marriage certificate, divorce certificate, proof of down payment for house purchase, house purchase contract, proof of housing provident fund deposit, etc.

Second, the audit notice

After the loan application has passed the preliminary examination, the management department will issue the Notice of Examination of Guarantee Application, print the loan contract, mortgage (counter-guarantee) contract and other relevant legal documents, and submit the personal loan information to the guarantee center.

Three. agree

The guarantee center shall review the guarantee application, and if the borrower meets the guarantee conditions, the guarantee center shall issue an approval letter for the guarantee application; If the borrower entrusts an intermediary agency to handle the provident fund loan, the intermediary agency shall handle the guarantee application procedures and collect the guarantee service fee.

Fourth, payment

The borrower shall pay the guarantee service fee according to the approved Letter of Approval for Guarantee Application. The guarantee center shall issue an invoice for the guarantee service fee, and affix the official seal of the guarantee center on the approved loan contract, mortgage (counter-guarantee) contract, custody contract and other legal documents.

Verb (abbreviation for verb) material transfer

The audited personal loan application materials (including the sealed contract) are transferred from the guarantee center to the housing provident fund management department; If an intermediary agency is entrusted, the intermediary agency shall be responsible for the transmission of the above information.

Intransitive verbs sign contracts.

The housing provident fund management department shall supervise and guide the loan applicants to sign loan contracts, mortgage (counter-guarantee) contracts and other relevant legal documents.

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