Conditions possessed by the lender

1. The actual age of a natural person with full capacity for civil conduct on the loan maturity date is generally not more than 65 years old;

2. Have permanent residence and fixed residence in this city; Have a legitimate occupation and a stable source of income, and have the ability to repay the loan principal and interest on schedule;

3. Willing and able to provide real estate mortgage approved by the lender;

4. Some people in the real estate * * * recognize their loan and guarantee behavior and are willing to bear relevant legal responsibilities.