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Can I get a provident fund loan when I buy a house in a foreign country?
Can I get a provident fund loan when I buy a house in a foreign country?

You can use provident fund loans to buy a house in other places. According to the relevant provisions in the provident fund withdrawal policy:

1. Eligible employees can withdraw their own provident fund when they buy their own property houses outside the city. Eligible employees refer to the city where the purchased house is located.

Household registration certificate or work certificate.

2. Employees who use provident fund loans to purchase houses need to provide their own and their spouses' ID cards, provident fund cards, purchase contracts, real estate licenses, loan contracts and repayment vouchers, full payment and household registration certificates or work certificates.

3. Employees who purchase houses with loans can withdraw the down payment at one time or repay the loans on a monthly basis. After withdrawing the down payment, the employee only needs to provide the provident fund card ID card and repayment voucher to repay again every month.

When you want to use provident fund loans when buying a house in a different place, you must consult in advance whether you can apply for provident fund loans in a different place, because the requirements for the use of provident fund are different when buying a house in a different place.