Xiaohua Life is an online loan product. Users can apply for loans through this platform, and give corresponding withdrawal packages according to their comprehensive scores. After the user meets the requirements, the system will automatically increase the quota for him. Usually, he can apply for retiring after about 3 months of use, and the pass rate of applying for retiring after 6 months of use is higher.
If you want to increase the loan amount of Xiaohua Life or reduce the interest by prepayment, you can apply for withdrawal after 6 months, because there is no loan record in the account just approved. In order to prevent the loan from being returned, financial institutions will refuse the transaction for a certain period of time and give a certain credit evaluation to increase the probability of the next payment and the amount that can be used each time in the future.