There are many p2p platforms in China, such as Jin Lu Service, Renren Paipai Loan and Pleasant Loan. Note that using p2p platform is best to find a formal platform with bank supervision funds, which will be more reliable.
1. By the end of 10, 120 1 9, there were12 platforms or groups successfully listed in P2P online lending industry, including 6 listed on NASDAQ, 5 listed on NYSE and 0 listed on Hong Kong stock. 20 19, Jiayin Jinke, the parent company of Friends Loan, and Jiufu Digital Branch of Jiufu Pratt & Whitney Group Company were listed on NASDAQ.
2. At present, there are 9 platforms operating normally. Electric Bull Finance has been investigated by the police, Xinfu has suspended bidding, and Ai Hongsen is in a state of deferred payment. Among the 12 platforms with direct stock listing, except Dianniu Finance, other 1 1 platforms are seeking new development paths. Under the background of industry retreat and regulatory requirements of "three reductions", the introduction of institutional funds and the development of goods-assisted business have become the new focus of listed P2P online lending platforms.
3.165438+1At the beginning of October, Paipai Loan was renamed as Xinyi Technology, and its founder and co-CEO Zhang Jun also said that "Paipai Loan is transforming into a lending institution". From the data point of view, in the past year, the proportion of institutional funds of Xinye Technology has increased significantly. In June 5438+ 10, the proportion of institutional funds has reached 100%, which is higher than 75. 1% in the third quarter of 20 19, which also confirms the transformation theory.
4. From the perspective of the proportion of institutional funds, Lexin institutional funds accounted for 78% in the second quarter; From June 65438 to June, the proportion of credit card institutions' funds rose to 50.5%; Xiaoying Technology's third-quarter financial report shows that institutional funds accounted for 52.4% in 5438+1October and June; The second quarter financial report of micro-loan network 20 19 shows that institutional funds account for 4.3% of loan issuance; The proportion of institutional funds of Jiufu Digital Branch also increased from 58% in the second quarter to 78.6% in the third quarter; Pleasant loan mentioned in the third quarter financial report that it obtained nearly 35 billion credit lines from institutional partners.
5.65438+ 10 June and this year 165438+ 10 June, Ai Hongsen and Xinfu both announced that the company had or planned to transform. Ai Hongsen terminated the P2P online loan business on June 65438+1October 65438+July, and announced that he would concentrate his resources on the auto finance business. 20 19 12 16. xinerfu released its financial report for the first three quarters. Wang Zhengyu, the founder of Xinfufu, said that in April 20 19, Xinfufu withdrew from the online lending industry and transformed into a lending institution according to the ever-changing regulatory policy requirements. An Xiaobo, founder and CEO of Credit Co., once said that in the second quarter of 20 19, the company's business will be strategically repositioned, and the loan-assisting business will be in parallel with the P2P online lending business. Although Jiayin Jinke did not disclose the proportion of institutional funds in the third quarter financial report, in the new quarter, Ji Rong, a financial technology company, was formally merged into Jiayin Jinke to support the expansion of institutional funds.
(Operating environment: ipad 9th generation 15. 1 Jin Lu Service v2.0.2 Everyone pats loans v7.4.2 Pleasant loans v6.3.6).
What P2P loan platforms are there at present?
What P2P loan platforms are there at present?
P2p peer-to-peer lending Platform is a financial service website combining p2p lending and peer-to-peer lending. P2p lending is short for peertopeerlending. That is, a qualified website (a third-party company) is used as an intermediary platform, the borrower issues the loan target, and the investor bids for the loan to the borrower. Peer-to-peer lending refers to the process of lending. Information, funds, contracts and procedures are all realized through the Internet. It is a new financial model developed with the development of internet and the rise of private lending, and it is also the development trend of financial services in the future. In the past two years, the number of online lending platforms in China has increased rapidly, reaching more than 2,000, of which hundreds are more active.
What are the pure credit p2p loan platforms
In fact, we must understand that investing in any platform will be risky, and so will big platforms.
But we must choose a responsible and transparent platform to deal with the problem.
The wealth that has been invested is good and the income is objective.
What are the best p2p loan platforms?
There is no absolutely reliable and safe standard for platform selection. The general operating time is more than one and a half years, and the annual interest rate is between 8.8- 15.8%. When the interest rate of some platforms is too high, it may be dangerous. After all, risks and benefits are directly proportional.
What are the regular P2P loan platforms?
In my imagination, only Fengjin is the most formal P2P platform.
What are the more reliable p2p loan platforms?
Personally, I feel that Xueshan loan is good, the income is stable, and the safety of funds is also guaranteed.
What are the P2P loan platforms with high interest rates?
The most stable P2P platform in Kim Jong Kook. The first mode is to send the investment contract to every investor, which is safe and reliable with high interest rate.
What are the current p2p lending intermediary platforms?
China has several important models. One of them is an intermediary platform to protect capital and interest, represented by micro-loan. Once the loan is in default risk, the cooperative small loan institution promises to advance the principal for the investor first. The other is offline, which only provides transaction information. The specific transaction process and procedures are completed face to face by P2P credit institutions and customers. P2P online lending simply means that you lend money to others, and the P2P online lending platform only acts as an intermediary.
What are the online applications of p2p loan platform?
There are many more, which can be found in the online loan home. Prior to this, I found Volkswagen Easy Loan in Online Loan House and lufax.
Which P2P loan platforms are more reliable
Hello, when choosing a platform, you can pay attention to the following points to choose the platform that suits you:
1, see the registration threshold:
Look at the registered capital of the platform, find out the base, and block the platform without financial ability to reduce risks.
2. Look at the risk margin:
Risk margin, also called risk reserve fund and risk margin, is one of the most commonly used security guarantee methods for many platforms at present. When the investment projects on the platform are overdue, the platform will withdraw funds from the risk margin account to advance the principal or principal and interest for investors.
3. Third-party guarantee:
The platform uses a third-party guarantee company to guarantee the principal and interest of the investment projects on the platform, which is safer than the risk deposit.
4. Look at high returns rationally:
Generally, the annualized income of such platforms is between 8.8- 15.8%. When the interest rates of some platforms are too high, we must be vigilant.
The above points are for reference only. You should choose according to your needs. Investment is risky and financial management needs to be cautious. I wish you a happy life
What are the regular P2P platforms now?
All I know is that there is electronic money, and everyone can borrow money.
CreditEase has several p2p platforms.
P2p platforms under CreditEase Company include: Pleasant Loan, Easy Car Loan, Easy Learning Loan, Easy Agricultural Loan, CreditEase Leasing, Toumi.com, Wang Zhi Financial Management, Rural Commercial Loan, CreditEase Pratt & Whitney Benefiting Farmers and so on.
Among them, Pleasant Loan is very well-known in P2P industry, ranking the top three in comprehensive score, and it is a peer-to-peer lending service platform launched by CreditEase 20 12. On 20 15 12 18, pleasant loan was successfully listed on NYSE, becoming the first financial technology stock in China, and now it belongs to listed companies.
Extended data:
Founded in 2006 and headquartered in Beijing, CreditEase has developed into a financial technology enterprise engaged in inclusive finance and wealth management. Actively deploy in frontier areas such as payment, online lending, crowdfunding, robot investment, smart insurance, blockchain, etc., and participate in global financial technology innovation through business incubation and industrial investment.
Tang Ning, founder and CEO of CreditEase. Downing studied mathematics in Peking University in his early years, and then went to the United States to study economics. He once worked in DLJ Investment Bank on Wall Street in the United States, engaged in listing, issuing bonds and mergers and acquisitions of financial, telecommunications, media and high-tech enterprises. 20 18 was awarded the honorary doctorate of Southern University of the United States for its achievements in the field of financial technology.