Not expensive. The loan interest rate of 8% is not high and is within the normal interest rate range. Eight points of rural commercial loans refers to eight percent, which is not expensive and belongs to the normal interest rate. Rural commercial loan is a P2P platform in peer-to-peer lending. It mainly provides timely and in-place financial help for loan demanders, and at the same time provides investors with low-threshold and high-yield wealth management products and services.