According to Xicai.com's inquiry, the provident fund loan process includes six links: application, acceptance, examination and approval, face-to-face signing, mortgage processing and loan issuance, and face-to-face signing is only the fourth step. If there is a problem with mortgage or loan issuance after face-to-face signing, the loan issuance is unsuccessful. Therefore, the entire provident fund loan process must be completed, and the success of the loan can not be confirmed until the loan funds actually arrive.

Provident fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed.