Borrowing money from Weibo is a loan platform that many users are using. However, many users have problems when reviewing, and the system will always show that they are reviewing. So what is the reason? The following is an introduction to the relevant content.

According to what we know, we will be informed of the approval result 30 minutes after submitting the loan application. In general, the whole process takes about 2 hours from submitting a loan application to receiving loan funds.

If you find yourself submitting a loan application for 2 hours and the loan in Weibo is still under review, then you may encounter some special circumstances. Special circumstances are:

1. At present, there are many people applying for borrowing money in Weibo, and the review time is forced to be extended;

2. There is a problem with the loan system in Weibo, and it is temporarily impossible to review the loan application;

3. There are problems with the loan application materials provided by the borrower, and some information needs to be further verified in borrow money to spend and Weibo;

4. At present, the loan amount in Weibo is a little tight, so it is necessary to extend the loan time.

If you wait for more than 24 hours after submitting the loan application, and Weibo's loan is still under review, you should take the initiative to contact the customer service staff who borrowed money from Weibo. The working hours of online customer service in Weibo are from 9 am to 2 pm1.

It is understood that Weibo borrowed money from a company named "Beijing micro poly Future Technology Co., Ltd.", not Sina, which everyone guessed.

Similar to the common loan account opening, Weibo borrows money in a pure credit loan mode without any mortgage or guarantee. Weibo can borrow up to 200,000 yuan with a daily interest rate of 0.05%.

After Weibo loans overdue, it will not only generate penalty interest, but also have a negative impact on the borrower's credit products. When Weibo borrows money, it is likely to decide whether to report the overdue record to the credit reporting agency according to the borrower's overdue situation.

At present, major lending institutions are increasing the punishment for overdue, and it is more and more likely that everyone's overdue behavior will be reported by credit reporting agencies. Here, I'd like to introduce some bad behaviors that are easy to cause Weibo to borrow money for credit investigation.

1, the overdue time is relatively long. Generally, it is very dangerous to be overdue for more than two weeks, and it is easy to be reported to the credit information system;

2. After loans overdue appeared, he turned a blind eye to the collection staff and refused to communicate with the staff who borrowed money from Weibo;

3. After loans overdue, he completely cut off contact with Weibo to borrow money and played without a trace;

4. Weibo's overdue loan amount is relatively large. The greater the amount, the easier it is for Weibo to borrow money and report it to the credit bureau;

5. After Weibo entered loans overdue, it was found that the loan information was forged (which probably involved loan fraud).

Generally speaking, it is possible for Weibo to borrow money for credit investigation, depending on the overdue degree and performance. Remind everyone that in today's increasingly important credit, everyone must cherish their personal credit, and never take risks with their credit information just because of a little money.

These are the reasons why Weibo has been investigating loans.

Sina installment always shows that payment is in progress.

Sina installment has always shown that it is paying, indicating that Sina installment has passed the user's loan application and is issuing loans to users. Due to network problems and bank transfer delay, the money will be paid to the agreed bank card within 7 working days, so users need to wait patiently.

If after 7 working days, Sina installment still shows that payment is being made, users can contact the official customer service of Sina installment to understand the specific reasons and solve the problem together. Users should carefully confirm whether their bank card information is correct, so as not to affect the normal use of loans by users.

Users need to provide their name and mobile phone number to Sina installment customer service when contacting Sina installment customer service. After providing the name and mobile phone number, Sina customer service will inquire about the specific loan progress for users and make suggestions.

Sina installment is an online loan information intermediary platform under Sina, which can lend money in 3 minutes at the earliest, providing users with a loan amount of up to 3 1 1,000 yuan, without guarantee or mortgage. Sina doesn't provide installment loan service for students, and the actual arrival time depends on the user's personal situation.

The loan that users apply for in Sina installment is provided by Chongqing Qianjiang Fenghe Microfinance Co., Ltd. Sina installment not only provides users with loan services, but also provides users with installment shopping, intelligent price comparison, global Haitao and other services.

Do you know what it is like to show the loans to be repaid in stages in Weibo?

Weibo indicated that the loan should be repaid in installments. You can wait for the loan to be paid to you slowly, but the interest is very high.