if the one-way freezing of the bank is caused by the cardholder's own loss reporting business, the bank will unfreeze it within 1-3 days after the cardholder cancels the loss reporting business. If it is due to the cardholder's credit card or loans overdue, and the amount is large and overdue for a long time, the cardholder needs to pay off the arrears before applying to the bank for unfreezing. The specific unfreezing time needs to be based on the results of bank review.
Generally speaking, the bank card will be automatically unfrozen after three days of one-way freezing. If it has not been released after three days, you can take the initiative to go to the public security organ to find out the reasons and actively cooperate with the public security work to see if it is due to the case. Moreover, it depends on whether you are frozen by a credit card or a debit card. The reasons for freezing and thawing of the two cards are also different. You can take your ID card and related supporting materials and go to the local public security organ to find out.
The order of handling cases of freezing bank cards by the Public Security Bureau is to check the running water involved first, and then find your card number; Go to the bank to check the customer information according to the card number, and then check all the bank account information under the name of the person involved; I have the bank account information. Go back to the office and issue a freezing notice. It's all frozen. So when you find that your bank card has been frozen by the Public Security Bureau, don't think about whether to cancel it, because it can't be cancelled at all. You should go to the bank or the Public Security Bureau to find out the situation and decide whether to apply for unfreezing and how to unfreeze it according to the actual situation.
What causes the one-way freezing?
According to Article 236 of the Procedures for Handling Criminal Cases by Public Security Organs, the time limit for freezing deposits, remittances and other property is six months, and the freezing will be automatically lifted at the expiration. However, the public security organs can go through the formalities of continuing to freeze and extend the freezing period.
when the cardholder has risky consumption behaviors such as large consumption in different places and abnormal consumption abroad, the bank card will be locked by the system protection.
if the transaction password is entered incorrectly for many times, the bank card will be temporarily locked by the system, and the bank card cannot be used normally during this period.