According to the interest rates of automobile brands and their cooperative financial companies or banks, the general annualized interest rate is about 10%, so the three-year loan is about10.5 million, and the monthly repayment is about 5,000 yuan. Pay attention to the following points: Does your down payment of 6,543,800 yuan include tax, insurance and other expenses? In addition, some car brands will have financial discounts, which can save you some interest. The down payment of a car is handled by different lending institutions or different, generally 30%; The monthly payment should be calculated according to the loan period, and the monthly payment is different in different years. Down payment, the down payment required by different lending institutions will be different. Banks generally require a minimum of 30%, and 250,000 cars must be prepared with a down payment of 75,000; And some 4S stores will be lower, as long as 20%, which is 60,000. Monthly supply. There are many factors that affect the monthly payment, such as loan term and repayment method. Regardless of auto insurance and taxes, suppose you apply for a car loan in a bank, with a down payment of 30%, and the loan interest rate is based on the benchmark interest rate: equal principal and interest method: loan principal:175000; Assumed annual interest rate: 4.750%; Loan term: 3 years. The monthly principal and interest payable is 5225.29 yuan, the total repayment amount of principal and interest is 188 1 10.44 yuan, and the total interest payable is 13 1 10.44 yuan.