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How to apply for provident fund loan decoration funds?
Loan conditions for provident fund reform

1, real estate license (only existing houses are eligible to apply).

2. The ID card of the owner of the real estate license.

3, household registration book, marriage certificate (unmarried need to issue a single certificate to the Civil Affairs Bureau).

4. The account number of housing provident fund applied by the borrower.

5. If the real estate has a bank loan, the latest bank statement (repayment record) must be provided.

6. The house renovation contract, budget and down payment invoice signed with the decoration company.

Application materials for provident fund renovation loan 1, identification certificates of the borrower and spouse (ID card, household registration book, marriage certificate or divorce certificate, court judgment, ruling, unmarried or divorced certificate issued by the unit, etc.). );

2. Proof of stable economic income (proof of unit wage income, etc.). );

3, housing provident fund deposit certificate;

4. The purchase contract and agreement signed with the selling unit (approved by the land planning department of self-built housing);

5. I and my spouse * * * fill in the loan application approval form;

6. Receipt of house payment (down payment) of not less than 20% of the total house payment (proof of self-financing of not less than 30% of the total house payment is required for purchasing private houses, building and overhauling self-occupied houses);

7. List of pledge rights and ownership certificate issued by the borrower (or written commitment issued by the guarantor agreeing to provide guarantee).