In view of the common ID card loan products in the market, the loan amount is between 100-500 yuan. If you want to borrow 3,000 yuan by ID card, you can get it through bank loans or some microfinance platforms.
Bank loan application conditions:
1, at least 18-65 years old and with China nationality (excluding Hong Kong, Macao and Taiwan residents).
2. The monthly income of punching cards is not less than 2,000 yuan, and he works and lives locally.
3. At present, the company has officially registered employees who have worked for 6 months.
4. The monthly income of general loans is 10- 15 times.
5. White households must pay more than 3,000 yuan (social security and provident fund must be the same) or enterprises, institutions and civil servants have no social security and provident fund.
Some microfinance platforms:
Ping' an I Dai
The fastest review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping An I loan is slightly different for everyone, as long as 18 years old or above, has a stable job, has a salary of more than 3,000 yuan, has worked for at least 6 months, and has good credit information.
JD.COM gold bars
Jingdong Finance's pure credit loan products have a maximum loan amount of 200,000 yuan and a daily interest rate of between. The borrower is required to be over 65,438+08 years old and have a certain consumption record in JD.COM Mall.
Songqing e Dai
There are many application channels. You can apply in Yin Bei Consumer Finance APP, pay attention to the official account of Yin Beibei WeChat, and download Jingdong Finance-to borrow money. The better the personal qualification, the lower the interest rate and the lower the application threshold. You need to be between 20 and 50 years old and have a stable job or income.
How to borrow 3000 yuan with ID card?
ID card loan is the most convenient loan method among many loan methods. No collateral, no complicated procedures, is the most prominent feature of ID card loans. Then, how to borrow 3000 yuan with ID card, what are the steps?
First, the steps are:
1, fill in the applicant's personal and guarantor information and family contact information;
2. Submit a copy of my ID card and work certificate, and the guarantor's work certificate;
3. Bank audit;
4. Sign the loan agreement after approval;
5. After completing the above steps, the loan can be released.
Remind everyone: finally, the borrower must not forget to repay.
Second, the conditions:
1, prove your identity with your ID card;
2. Others vouch for themselves.
After meeting the above two conditions, you can apply for a loan directly with your ID card.
The maximum ID card loan can reach 200,000. Because the threshold of ID card loan is very low, many friends want to obtain funds in this way. However, I would like to remind everyone that when funds are scarce, don't "rush to the hospital", otherwise it is easy to fall into the trap set by scammers and be cheated if the loan fails. Be sure to keep your eyes open and choose the right institution.
What are the platforms for 3000 yuan ID card loans?
ID card loan is favored in the surging loan market, because it is convenient and simple, so it is favored. Many friends who know this kind of loan method want to know on what platform they can borrow 3000 yuan with their ID cards. Next, enthusiastic people will come to give you a summary!
1. Borrow ID card for loan
The maximum loan amount is 300,000 yuan. As long as the identity card information is authenticated, you can have the opportunity to get the amount. Interest is calculated on a daily basis, and the expected annualized interest rate is that as long as the sesame credit score reaches 600 points, you can apply for a loan quickly and lend it in 5 minutes at the earliest.
China Merchants Bank ID Card Loan
The ID card loan amount of China Merchants Bank is 1 1,000 yuan, with a maximum loan of 500,000 yuan. The shortest term 1 month and the longest loan 12 months. As long as it is an invited customer, log in to China Merchants Bank's mobile bank card to apply for a loan, and the results will be available in a few minutes at the earliest, and they will arrive on the same day.
3. China Bank Consumer Wallet
Including mail you loan, mail you flowers, China post treasure and other products. The review speed is fast, mainly depending on the applicant's personal data and return visit, and the applicant needs to be between 20 and 60 years old, and can get a pure credit line of up to 50,000 yuan.
4. CCB Express E Loan
Fast e-loan is a pure credit mobile phone loan, which is a full-process self-help online loan for CCB individual customers. You can apply directly online, and the amount is about 1 0,000 ~ 300,000 yuan. The loan can be used at any time and repaid at any time within the validity period of the loan.
The above is an ID card loan online lending platform that can be loaned for 3,000 yuan. Generally speaking, it is very easy to apply for an ID card loan of 3,000 yuan. I just want to remind you that you must choose a regular online loan company, and don't rush to the hospital but be cheated.
The introduction of personal ID card loan 3000 ends here.