I won't ~ ~ but I still have to laugh ~ ~ ~:)

2. Where can I find mortgage information?

Mortgage inquiry method is as follows: 1. Check through the counter: bring my ID card and loan bank card and check the loan details at the bank counter. 2. Inquire through the mobile APP: download the APP of the bank or lending institution through the mobile phone, find the personal loan through the application, and inquire about the loan details according to the step prompts. 3. Inquire through official website: Usually, banks or regular lending institutions have official website. Log in to official website, find the loan in the function bar, and follow the steps to inquire about the loan details. 4. Telephone inquiry: Call the customer service hotline of the bank or the customer service hotline of the lending institution and ask the staff to assist in the inquiry. Common sense of loan interest (1) The interest rate conversion formula for RMB business is (note: general deposits and loans): 1. Daily interest rate (0/000)= annual interest rate (%)÷360 = monthly interest rate (‰)÷302. Monthly interest rate (‰) = annual interest rate (%). 1. Accumulate the account balance daily according to the actual number of days, and multiply the accumulated product by the daily interest rate to calculate the interest. The interest-bearing formula is: interest = accumulated interest-bearing products × daily interest rate, where accumulated interest-bearing products = total daily balance. 2. Transaction-by-transaction interest calculation method calculates interest one by one according to the predetermined interest calculation formula: interest = principal × interest rate × loan term. There are three specific methods: if the interest period is a whole year (month), the interest calculation formula is: ① interest = principal × years (months) × interest rate; If the interest period is a whole year (month) and a fraction of days, the interest calculation formula is: ② Interest = principal. Banks can choose to convert the interest-bearing period into actual days to calculate interest, that is, 365 days per year (366 days in leap years), and each month is the actual days in the Gregorian calendar of the current month. The interest calculation formula is: ③ Interest = principal × actual days × daily interest rate. These three formulas are essentially the same, but because only 360 days are calculated in one year in interest rate conversion, the results will be slightly different when calculating the actual daily interest rate. The central bank gives financial institutions the right to choose which formula to use. Therefore, the parties and financial institutions can agree on this in the contract. (3) Compound interest: Compound interest refers to adding interest at a certain interest rate. According to the regulations of the central bank, if the borrower fails to repay the interest at the time agreed in the contract, it will be charged with compound interest. (4) Penalty interest: If the lender fails to repay the bank loan within the prescribed time limit, the penalty interest paid by the bank to the defaulter according to the contract signed with the parties is called bank penalty interest. (V) loans overdue liquidated damages: penalties for the defaulting party with the same nature as penalty interest.