The number starting with 0755 is a collection call. It may be an i-loan, a face-lifting call, or Baiqian. Both your and my finance are 0755. It is understood that calls starting with 0755 are usually made from Shenzhen, Guangdong. Common collection calls include 0536, 155, 010, 0372, 0286, etc.

The best way to deal with debt collection is to pay off your debt on time and pay off the overdue money. You can communicate and negotiate with the other party to see if you can postpone the repayment. We should not be afraid when facing debt, this is not the result we want. But in the face of illegal debt collection, we don’t need to be afraid. We must know how to use legal weapons to protect ourselves. I hope that sorting this out will be helpful to friends who are in debt.

If you encounter problems, you can use the following methods to complain:

1. China Banking and Insurance Regulatory Commission

Complaint objects: bank loans, credit cards, and other subsidiaries of the bank ;

2. Call 315 to complain

Complaint object: The lending company operates illegally and defrauds customers, induces customers to sign Yin and Yang contracts, charges high service fees, etc.;

3. Ju Complaints and Black Cat Complaints

Complaint objects: illegal collections and illegal lending. This is a third-party company that accepts complaints, and its influence is quite large;

4. China Internet Finance Association

Object of complaint: National Internet finance industry self-regulatory organization, all illegal collections and illegal lending will be accepted

The methods for responding to collection calls are as follows:

1. Install interception software.

Modern mobile phones now have a lot of security software, especially interception software. When a call comes in, it will automatically display a call mark. If it is a collection mark, then you don’t have to answer it.

2. Add to the blacklist.

If a number calls repeatedly and you are sure it is a collection, then, in order not to affect your work and life, you can directly set the mobile phone number to the blacklist so that you do not need to answer the phone in the future.

3. Change your mobile phone number.

This method is very simple, just change your mobile phone number.