I must have gone to the Housing Authority for decompression. In general, houses are mortgaged. After all the loans are paid off, you can go to the Housing Authority to decompress. In this case, it will not affect the next transaction. If you don't decompress, it is equivalent to the house belonging to the bank, and you just pay the rent to the bank.
Second, hello, I want to ask about the mobile phone I bought with a loan. Do I still need to apply after I return it? ...
No need, and it will not be automatically deducted next month. You can rest assured.
3. Do you want to close the account after the loan is paid off?
Although the online loan was not cancelled after it was paid off, it was because:
1. When applying for online loan, the operator password of personal mobile phone will be authorized to the online loan platform. If it is not cancelled, you can check your personal information;
2. Because the corresponding personal information is submitted during the loan application process, if it is not cancelled, it may continue to be harassed by the loan platform and receive spam messages.
If the platform has the logout option, you can log off according to the page prompts; If there is no logout option on the platform, you can unbind all bank cards and apply to customer service for freezing the account.
4. Should the mobile phone loan be handled after it is paid off?
After the mobile phone loan is paid off, it should be handled, even if the loan institution is found to issue a loan settlement certificate. Especially if you borrowed other loans before applying for a mortgage, some banks will ask you to pay off other loans before applying for a mortgage, but if you can't provide proof of loan settlement, it is impossible to prove that the loan has been paid off.
The loan settlement certificate has a paper version and an electronic version, and the specific version is subject to the lending institution. If an electronic version is provided, but a paper version is needed, the electronic version can be printed out.