Many banks are checking operating loans, and those who buy houses illegally must be recovered. This kind of punishment is still very severe and difficult to operate. Because the commercial loan has already bought a house, it is now taken back, and the loan customer has no money. The only thing banks can do is auction the property mortgaged by commercial loans. This process is very long and difficult to operate. At present, there is really no good way to deal with commercial loans to buy a house. Many banks can only find a few typical customers to cope with the past, and it is impossible to form a comprehensive recovery situation.

Second, the CCB real estate mortgage loan problem

You have to go to the bar to transfer the house to your own name, and then contact the bank credit department to help with the loan. Generally, this kind of loan is a mortgage loan with a maximum of five years, and the interest rate is subject to the interest rate issued by the central bank at the beginning of each year.

3. What is the mortgage fee of CCB?

Commission on mortgage loan of CCB, 80%. Generally, the mortgage of CCB is raised to 80%. As long as you take out the corresponding documents for mortgage loan, people will directly give you 80% commission, which means you can get 80% commission according to the principal or above.

4. What will happen to CCB's mortgage loan?

This situation refers to the type of large mortgage. Generally, it is the loan funds obtained by the enterprise through its own property or other secured property when operating.

When the repayment ability of the enterprise changes badly or the value of the mortgaged property depreciates, the bank will consider whether the borrower will repay the loan on time in the next loan period. There are cases where the borrower does not renew the loan even if it repays the loan on time, and the loan is taken away.