1. Communicate with creditors: contact each creditor as soon as possible, explain their plight, and request flexible repayment arrangements such as deferred repayment, installment payment or interest rate adjustment.
2. Make a repayment plan: evaluate personal income and expenditure and make a reasonable repayment plan. Give priority to ensuring the payment of daily necessities, and then gradually repay the debts. You can try to achieve better repayment ability by cutting expenses or increasing income.
3. Debt restructuring: Consider the debt restructuring plan, combine all online loans into one loan, and apply for lower interest rate and longer repayment period. This can reduce the monthly repayment pressure and make it easier to manage.
4. Seek advice and help: Seek help from professional institutions, debt consulting agencies or consumer associations, who can provide appropriate advice and help you solve the debt problem.
5. Consider legal aid: If the situation becomes uncontrollable, you can consult a lawyer for legal aid. However, please note that legal proceedings may involve certain costs and risks.
Summary: In the face of the arrears of many online loans, we must actively communicate with creditors, make a reasonable repayment plan, and seek advice and help from professionals. At the same time, it is suggested to avoid further borrowing from now on and strengthen personal financial management to prevent similar situations from happening again.