The lending process is directly submitted to app for review, and the review methods are machine review and manual review. After approval, loans will be issued. Pudong Flower was originally named Pudong Borrow, and Pudong Borrow is a product. After the name change, the structure has also been adjusted, and the next payment rate is higher than before. The maximum application amount is 500,000 yuan, the longest service period is 3 years, the age is between 22 and 45 years old, and you can apply if you have a real-name mobile phone number and sesame scores above 560.

Take Pudong 1.2.2 version, Apple13 (IOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples. The materials needed for Pudong's loan include real-name authentication, basic information authentication, operator authentication, bank card binding and so on. Optional items include: social security, provident fund, credit card, and small loans.

Pu Donghua does not check the credit information when applying, but checks the credit information when borrowing after returning. Credit investigation is to collect, sort out and save the credit information of natural persons, legal persons and other organizations according to law, and provide services such as credit report, credit evaluation and credit information consultation, and provide credit evaluation, credit information consultation, credit risk evaluation and credit management for customers.

According to some users' feedback, when applying for Pu Donghua, I received a phone call to go to the site for an interview. As a result, there was no such thing as an interview, but I was tricked into applying for other loans. Therefore, we must be cautious. Before lending, we should check the company background of the loan products to prevent being deceived. In most cases, online loans do not need face-to-face signing, and the audit method is machine audit plus manual audit. Therefore, if you get a phone call from a face-to-face interview, it's usually fake, so you'd better not believe it.