Requirements for applicants to apply for provident fund loans:

Those who have deposited housing provident funds can apply for housing provident fund loans even if they have a rural household registration;

I and my employer have paid the housing provident fund in this city on time and in full for more than one year;

Have stable professional income, good credit, and the ability to repay the principal and interest of the loan;

Have the ability to purchase Legal contract or agreement for self-occupancy, and self-financing in the required proportion;

Have assets stipulated in the "Security Law" as loan mortgage or pledge;

Agree to apply for property purchase guarantee Or mortgage property insurance;

Agree to other conditions stipulated by the Housing Provident Fund Management Center.