Bank of China will repay the loan at 20 o'clock on the repayment date at the latest.

The limited repayment time of each bank is not uniform. The latest repayment time of some banks is 24 o'clock on the repayment date, but the latest repayment time of some bank credit cards is earlier than 24 o'clock. For example, the latest repayment time of Everbright Bank's credit card is 265438+ 0: 00 on the repayment date. Latest repayment time of China Construction Bank 17: latest repayment time of Huaxia Bank 19: latest repayment time of China Bank is 20 o'clock.

We all know that there are two repayment methods for bank loans: average capital and equal principal and interest. Besides these two repayment methods, what other repayment methods are there?

The repayment methods of bank loans are as follows:

1. Equal principal and interest, that is, the sum of loan principal and interest is repaid by equal monthly repayment. This kind of repayment method is more common, such as housing provident fund and commercial loans from many banks.

2. Average capital, that is, a repayment method in which the borrower distributes the loan amount to each period (month) evenly throughout the repayment period, and pays off the loan interest from the previous trading day to the repayment date. This repayment method will be more stressful in the early stage, but the monthly repayment amount will decrease month by month in the later stage.

3. Pay interest and repay the principal monthly, that is, the borrower repays the loan principal in one lump sum on the loan maturity date [the loan with a term of less than one year (including one year)], and the loan bears interest on a daily basis and the interest is repaid on a monthly basis.

4. Repay part of the loan in advance, that is, when the borrower applies to the bank, he can repay part of the loan in advance, which is generally an integer multiple of 1 000 or 1 000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

5. Repay all the loans in advance, that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.

Six, with the loan, that is, the interest is calculated on a daily basis after borrowing, and the interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.

What is the service time of personal mobile banking loan repayment in China Bank?

China Bank Personal Mobile Banking Repayment Service Hours:

For loans overdue repayment and prepayment transactions through electronic channels, it is recommended that you operate between 9:00- 17:00.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.

When will the loan from China Construction Bank expire on the last day?

The repayment date of CCB's fast loan is 17: 00 at the latest.

After the automatic repayment of quick loan of CCB is started, the system will generally deduct the money from 6: 00 to 17: 00 on the repayment date. Therefore, it is best for the customer to ensure that the repayment funds are credited to the repayment account before the repayment date, so that the system can smoothly deduct the money on the repayment date. Of course, as long as the customer pays the money before 24: 00 pm on the repayment date, it will repay the money on time and will not cause overdue.