What does the bank forcefully collect?
1. Bank forced collection refers to households with income from intermediary business.
2. Intermediary business refers to the business of commercial banks handling collection and payment and other entrustment matters and providing various financial services for customers. When handling this type of business, the bank is neither the debtor nor the creditor, but is in an entrusted agent position, performing various business activities as an intermediary.
3. Bank intermediary business is of a service nature. It not only meets the economic and social demand for financial services of commercial banks, but also attracts more customers to commercial banks and increases their operating profits. Intermediary business mainly includes settlement business, trust business, leasing business, agency financing business, consulting business, bank card business, as well as various businesses such as exchange, acceptance, letter of credit and computer services.
4. Compared with foreign banks, the intermediary business of my country's commercial banks developed relatively late, and the product types are relatively simple, limited to labor-intensive products such as settlement and agency fees. However, the highly technical credit investigation, asset evaluation, personal finance, futures, options and derivatives businesses have just started in my country, and some of them have not been developed at all. Although commercial banks in my country have now launched more than 260 types of intermediary businesses, a considerable part of them are still free of charge. Services such as mailing statements, salary distribution, bank transfers, etc. are all free of charge.
What does bank collection mean?
It means that if you want to pay a certain amount, you do not need to transfer the money directly to the corresponding account number, but give the money to the bank, and the bank will help You transfer money there
What does bank collection mean
It means collecting money
What does the bank charge a production fee?
The bank's There are many types of construction costs. I don’t know which one you are talking about? Generally, it is material fees and labor costs:
What does "the bank has received but not received from the enterprise" in accounting basics mean?
This refers to the unsettled accounts that the enterprise has with the bank at the end of the month. One of the situations:
The following four aspects of unsettled accounts may occur between the enterprise and the bank:
First, the bank has received the payment, but the enterprise has not yet Payments that have not yet been recorded in the account after receiving a collection notice from the bank, such as entrusting a bank to collect payment, etc.
The second is the payment that has been recorded by the bank, but the enterprise has not received the payment notice from the bank and therefore has not been paid in the account, such as deduction of loan interest, non-commitment of collection, etc.
The third is the money that the enterprise has received and entered into the account, but the bank has not completed the transfer procedures and therefore has not received the payment into the account, such as receiving transfer checks from external units, etc.
The fourth is that the enterprise has paid and entered the account, but the bank has not completed the transfer procedures and therefore has not yet paid and entered the account. For example, the enterprise has issued a check but the holder has not yet withdrawn cash or transferred money to the bank, etc.
What does bank card acquiring business mean?
Bank card acquiring refers to the domestic and foreign currency fund settlement services provided by contracted banks to merchants. In the end, the cardholder swipes the card at the bank's contracted merchant for consumption, and the bank settles the payment. The process of settlement by the acquiring bank is to obtain the transaction documents and transaction data from the merchant, deduct the fees calculated based on the rate, and then pay the merchant.
What is the meaning of receivable and uncollected fees collected by the bank?
1. According to my country's "Accounting Standards", the basis of accounting is divided into cash basis and accrual basis.
2. Uncollected fees receivable, in simple terms: you owe the bank 1 million, which was due on May 14, 2016 (yesterday). The bank should have received 1 million from you yesterday, but If you don’t have the money to pay back, it will take a week before you have the money to pay back, and the bank can only wait another week. During this week, for the bank, it is the fees receivable and uncollected.
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What does the bank charge a fee?
The so-called account management fee refers to RMB personal current accounts with an average daily deposit amount of less than 300 yuan, which is charged at a rate of 3 yuan per quarter. Generally speaking, it is charged 3 yuan per quarter. Calculate the total deposits of 3 months/90 = the average daily deposit balance of the quarter; if it is less than 300 yuan, a small management fee will be charged. However, not all current RMB accounts are included, including salary payment and withholding. Settlement accounts including loans, utility bills, provident funds, social security pensions, campus cards, etc. are not included in the scope of collection. Customers can merge their accounts and transfer money to continue enjoying the “free lunch”. At present, the five major banks of China Banking Corporation, Agricultural Bank of China, Industrial Bank of China, China Construction Bank and Communications Bank of China have all launched small-amount account charging projects. Since bank charging standards are determined based on the average daily deposit balance, if a large amount of funds can be deposited into a current account every quarter so that the average daily deposit balance exceeds the deduction standard, charges will be waived. For example, taking the deduction standard of 300 yuan as an example, as long as you can save 30,000 yuan for at least one day in a quarter
What does cash payment mean
Silver Collection means bank collection
Cash collection means cash collection
These are abbreviations!
What does it mean when a bank receives 4,000 for payment on behalf of others?
Payment on behalf of others means someone asks you to pay them money