Yes, starting from July, 2002 1 year1day, Yichang will adjust the housing provident fund use policy and start the business of "business-to-public".

The application process is as follows:

Business-to-public loan policy consultation;

Those who meet the requirements make a loan appointment;

Settlement of housing loans of commercial banks;

Loan registration.

Because the business-to-business loan needs to pay off the housing loan of the commercial bank in advance, and according to the conditions of the business-to-business loan, the time interval between the early settlement of the commercial loan and the application for loan shall not exceed three months. In order to avoid unnecessary losses, Yichang Housing Provident Fund Center specially reminds paid employees: Before settling the house purchase loan with the commercial bank, please go to the branch of the entrusted bank where the house is purchased or consult the business department of Yichang Provident Fund Center about the transfer of public loans. For example, if the deposit employee buys a house in Dangyang, and he wants to apply for a business-to-business loan, he should go to the Dangyang business department for business-to-business loan consultation before settling the housing loan of a commercial bank in advance.

In short, the paid employees must settle the house purchase loan at the commercial bank in advance after confirming that they meet the conditions of the business-to-public loan, the loan application materials are complete and the loan appointment has been successful.