The interest rate of the first home loan of ABC: the lowest interest rate 1.05 times (5. 15%), the highest interest rate 1.2 times (5.88%), and the down payment ratio starts from 3.5%;

Residential second suite: the lowest interest rate 1.2 times (5.88%), the highest interest rate 1.3 times (6.37%), and the down payment ratio starts from 60%.

According to the notice of the central bank on the adjustment of the loan interest rate of the Agricultural Bank of China in 2022, the loan interest rate of the Agricultural Bank of China will be adjusted in 2022: the benchmark interest rate of the central bank loan:

(1) Short-term loan: within one year (including one year), and the adjusted interest rate is 4.35.

(2) Medium and long-term loans: the adjusted interest rate is 4.75 for one to five years (including five years); The adjusted interest rate for more than five years is 4.90.

(3) Personal housing provident fund loan: the adjusted interest rate is 2.75 for less than five years (including five years); The adjusted interest rate for more than five years is 3.25.

Second, the Agricultural Bank of China adjusted the mortgage interest rate.

Agricultural Bank of China

1 and 1 annual LPR, with an annual interest rate of 3.65%.

2.LPR lasts for more than five years, and the annual interest rate is 4.3%.

3. Agricultural Bank of China is a large state-owned bank managed by the central government. Founded in 195 1, one of the owners in China.

3. What is the current mortgage interest rate of ABC? What is the general loan interest rate?

The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. Under the current policy, the first suite is generally calculated according to the benchmark interest rate floating 10%. After adjustment on July 7th, the interest rate over five years is 7.05%, and the monthly interest rate is 7.05%.

As for the general loan, it will be higher. According to different situations, the benchmark interest rate rises by 30-60%, the mortgage guarantee is slightly lower, and the credit loan interest rate is higher.