1. The time limit for the people's court to freeze deposits shall not exceed half a year, and the freezing procedures shall be handled again after the expiration of the freezing period;

2. The user needs to hold his ID card and all the original certificates of deposit to the original account opening branch to unfreeze the fund account;

3. According to other specific reasons for freezing, a thawing certificate is required before thawing.

1, the national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for students from poor families in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a kind of bank loan led by the National Student Bank, jointly funded by finance and universities, and specially handled by banks, education administrative departments and universities to help students with financial difficulties in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time and bear relevant legal responsibilities. Loan students apply for loans from the bank through the school to make up for the shortage of various expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the development bank increased the student loan 12 billion yuan.

2. There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

3. Public full-time colleges and universities should actively implement the national student loan policy, and cooperate with cooperative banks to handle national student loans for college students from poor families. In addition, some private colleges and universities have launched national student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.

4. Borrowing students should confirm the student loan repayment plan with the bank when going through the graduation formalities. After graduation 1 year, you can apply to the bank to adjust the repayment plan. There are many ways to repay the principal and interest of student loans, which can be repaid in advance at one time or multiple times. If college students choose to repay the loan in advance, the handling bank will not charge any other fees except the interest payable.