According to the opinion, the document will be implemented as of the date of promulgation, and will be adjusted or abolished according to the implementation during the trial period. The policy concerning provident fund will be implemented temporarily until June 65438+February 3, 20221.
The maximum subsidy for house purchase is 65438+ 0% of the total taxable price.
According to the Opinions, Linhai City will give housing subsidies. Individuals who purchase newly-built commercial housing and existing housing with an area less than 144 square meters (including 144 square meters) will be given housing subsidies according to 1% and 0.5% of the transaction amount in taxable value. The purchase of 144 square meters and above new commercial housing and stock housing will be subsidized by 0.5% and 0.3% of taxable value's housing transaction respectively.
The purchase time of new commercial housing is based on the signing date of the commercial housing sales contract filed by the housing management department and the payment time of the existing housing deed tax, and the purchase time of auction housing is based on the auction book. Subsidized housing is residential housing, excluding non-residential housing and affordable housing such as commercial and residential housing.
The applicant shall provide the stock house sales contract signed online in Zhejiang Housing Transaction and Property Right Management System or the commercial house (newly built commercial house) sales contract signed online and filed in the housing management department, real estate license, real estate sales invoice, deed tax payment certificate, original and photocopy of the applicant's identity certificate, and photocopy of the applicant's own bank account voucher, etc. , and apply to the municipal administrative service center tax window, approved by the construction department for approval.
Applicants must apply for housing subsidies within 6 months from the date of issuing real estate sales invoices and obtaining real estate property certificates, and will not apply after the deadline.
Increase the housing provident fund loan amount to a maximum of 6,543,800 yuan.
Linhai proposed to increase the loan amount of housing provident fund. The maximum loan amount for both husband and wife to pay housing provident fund normally is adjusted to 6.5438+0 million yuan, and the maximum loan amount for paying housing provident fund unilaterally is adjusted to 500,000 yuan.
The document also proposes that according to the rent level and reasonable rental area in Linhai City, the withdrawal amount of housing provident fund rental will be increased by 50%, that is, the monthly withdrawal amount will be 1.500 yuan/person. Cancel the interval of the second housing provident fund loan. If the first housing provident fund loan in Linhai meets the application conditions after settlement, you can apply again.
For enterprises affected by the COVID-19 epidemic, Linhai City proposed that it can apply for deferred payment of housing provident fund in accordance with regulations, and pay it back after the expiration. During this period, paid employees can normally withdraw and apply for housing provident fund loans, which is not affected by holdover; If the depositor affected by the COVID-19 epidemic can't repay the housing provident fund loan normally, it is not overdue and will not be submitted to the credit information department as an overdue record.
Linhai City has also put forward market-oriented resettlement measures. In the city's housing expropriation and resettlement (including state-owned and collective), market-oriented resettlement methods such as monetary compensation, government purchase of resettlement houses and "house ticket" resettlement are implemented, the construction of resettlement houses is strictly controlled, and the expropriated people are actively guided to choose the "house ticket" resettlement method. The specific room ticket policy shall be formulated separately.