Question 1: Letters and loans will not reduce your credit value. Many banks and companies don't accept you. Secondly, if you owe too much, he will take you to court, from compulsory mortgage of your property to imprisonment.

Question 2: How will the family urge the collection of letters and loans?

Question 3: What will happen to Xinhe Loan? 10 points are like securities loans, pat loans, hourly loans and mobile phone loans.

Question 4: won't the letter loan affect the credit information? Credit loans will definitely be compiled and annotated in credit reporting, and there will be credit stains. Once there is a stain, it is difficult to get a loan.

Question 5: There is no credit investigation for credit investigation and loan. Most small loans have no credit information.

Question 6: I can't repay the letter and wealth loan. What if the borrower borrows money? Otherwise, there will be a certain penalty interest, which is illegal.

Question 7: What will happen to Xinhe Huijin Loan? If you don't return it, you will definitely accept it. Call first, or call at home if you don't return it, which will affect your normal life. How long did you borrow it and how many issues did you pay back?

Question 8: How can we trust the formal loan company if the loan of RMB 20,000 from Xinhe Huijin is not repaid? No, you can also go directly to the credit report, which will affect your buying a house, handling credit cards and bank loans.

Question 9: I have a loan of 90,000 yuan at the Credit Union. Will it be okay if I can't afford it now? I can't repay the money you borrowed before.