How to pay back the student loan?
Student-origin student loan is a kind of student loan specially provided for college students with financial difficulties. After the loan is successful, the borrower does not need to repay any principal and interest during the school period, but only after graduation.
The average borrower shall calculate the loan interest from September 1 of the graduation year. Student loans generally have a grace period of three years. During the grace period, the borrower only needs to repay the loan interest, not the loan principal, that is, the borrower needs to repay the loan principal from the fourth year after graduation, and the graduation year is the first year.
The repayment date of student-origin student loan is fixed every year, with the repayment date of 65438+February 20th, and the repayment date of the last year is September 20th.
Repayment Method of Student-origin Student Loan
At present, student loans can be repaid directly through POS machines or Alipay. Borrowers can directly log in to the student online service system to check their repayment amount, and then make corresponding repayment according to their repayment amount.
POS repayment method: the borrower can make repayment at the nearest financial aid center. General student aid centers will have corresponding POS machines for student loans, and the repayment can be successful by depositing the corresponding amount as required.
Repayment by Alipay: The borrower can directly log into his Alipay account, search for and pay attention to "China Development Bank Student Loan", click "Online Repayment" after paying attention, and enter the identity information as required to repay.