When buying a car, you can always buy Changzhou brand. Non-local hukou requires a temporary residence permit, and it must be at least six months. Now Changzhou's temporary residence permit has been gradually replaced by residence permit (floating population can apply for it after living for more than six months). You can apply directly if you have a residence permit.

Second, how to get a loan to buy a car in Changzhou and what procedures are needed.

Now the above one doesn't need to be so complicated. There is a special loan service area in the store of 4S, where bank staff work. In view of your situation, first of all, you have real estate, whether it is bought by loan or not, which is the premise. You can borrow money. Secondly, if you have a formal job, you can issue an income certificate. With proof of income, you will have the ability to repay later. When you apply for a loan and sign a loan agreement, your car will naturally be handed over to the bank. If you don't pay the loan, the bank will take the car away. So, it is very simple. Copy of ID card household registration book, income proof document, and copy of real estate license (not required). The specific procedures need not be handled at all, and the bank will handle them directly. But the loan requires full insurance for the car.

3. What are the procedures for car mortgage?

Are you looking for a mortgage loan from a bank or an auto financing company? You don't have to worry about the process, the mortgagee will take the lead.

Fourth, how to get a loan to buy a car in Changzhou and what procedures are needed.

Changzhou locals need to provide:

Id card, household registration book, driver's license, real estate license, work certificate, my bank card has been in operation for half a year.