The circular of the Ministry of Housing and Urban-Rural Development gives detailed rules.

The notice pointed out that the deposit city provident fund center is responsible for reviewing the employee's deposit and loan situation, issuing a written certificate to the loan city provident fund center, and cooperating with the loan city provident fund center to verify relevant information. The loan city provident fund center and the entrusted bank are responsible for the business consultation, acceptance, review, issuance, recovery, change and post-loan management of off-site loans, and bear the loan risks. The loan city provident fund center and the deposit city provident fund center should regularly check the loan situation in different places, and master the withdrawal, repayment, change and overdue situation.

According to the new process, the operation process of the off-site provident fund loan is as follows: Jiangyin has paid the provident fund and now works in Wuxi, so he needs to buy a house in Wuxi and use the provident fund loan. First of all, you can consult Wuxi Provident Fund Center to get the materials that need to be reviewed for the loan at one time; Then apply to Jiangyin Provident Fund Center, and the other party will issue the Certificate of Deposit and Use of Housing Provident Fund for Loaned Employees after reviewing and confirming that it meets the requirements; With this certificate, you can successfully apply for a provident fund loan in Wuxi.