Bank.

Housing provident fund loan process:

Lenders applying for housing provident fund loans must submit a written application to the bank;

For loan applications with complete information, the bank will promptly accept and review them , and report it to the Provident Fund Center in a timely manner;

The Provident Fund Center is responsible for approving loans and promptly notifying the bank of the approval results;

The bank notifies the applicant to handle the loan procedures based on the approval results of the Provident Fund Center. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, and submit the loan contract and other procedures to the Provident Fund Center for review. After approval, the Provident Fund Center will allocate the entrusted loan fund, and the entrusted bank will disburse it in full and on time as stipulated in the loan contract. Loan;

If it is secured by a housing mortgage, the borrower must go to the housing property rights management department in the area where the house is located to complete the real estate mortgage registration procedures. The mortgage contract or agreement is signed by both husband and wife, and if it is pledged with securities, The borrower will hand over the securities to the management department or alliance center for safekeeping.